Loan & Mortgage
What is a deferred payment and what it actually costs you as a borrower
Expense management does not always go according to plan. There may be instances where a large purchase or an unexpected bill makes…
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Loan & Mortgage
10 articles 
Loan & Mortgage
Can You Get a Mortgage on a Fixed Term Contract? 2026 Guide
Can you get a mortgage on a fixed term contract? Yes, you can secure a mortgage while on a fixed term contract,…
Loan & Mortgage
What Does PITIA Stand For? Mortgage Payment Breakdown 2026
What does PITIA stand for in mortgage terms? PITIA represents Principal, Interest, Taxes, Insurance, and Association fees – the five components that…
Loan & Mortgage
What is a Stand-Alone Mortgage? Complete Guide 2026
A stand-alone mortgage is an independent home loan that requires borrowers to qualify based entirely on their current financial situation, without transferring…
Loan & Mortgage
How to Become a Commercial Mortgage Broker in 2026
How to become a commercial mortgage broker requires completing education requirements, obtaining proper licensing, and developing expertise in commercial real estate financing.…
Loan & Mortgage
Reverse Mortgage at 55: States, Requirements & Options 2026
Can you get a reverse mortgage at age 55? Yes, but only through proprietary reverse mortgage programs offered by private lenders in…
Loan & Mortgage
Can I Sell Part of My Land With a Mortgage? Complete Guide
Can I sell part of my land if I have a mortgage? Yes, you can sell part of your mortgaged land, but…
Loan & Mortgage
What Do Mortgage Lenders Look At? Complete 2026 Guide
What do mortgage lenders look at when evaluating your loan application? Mortgage lenders examine four core areas known as the Four C’s:…
Loan & Mortgage
Who Pays the Mortgage on a House in a Trust? Complete Guide
Who pays the mortgage on a house in a trust depends on the trust type and structure, but typically the trustee handles…
Loan & Mortgage
Rebuilding Credit with Real Estate: Bankruptcy Loans and Private Mortgages Explained
Bankruptcy is a legal tool designed to give people a fresh start, not a permanent sentence. Yet for many Canadians who have…
